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Loans, Lines of Credit and Visa Business Credit Cards

We'll work with you to customize a loan or line of credit to meet your business or agricultural borrowing needs.

Operating Lines of Credit

Revolving and nonrevolving, secured and unsecured.

Accounts Receivable Financing
Secured by assignment of accounts receivable and/or inventory.

Property Improvement and Equipment Loans
Upgrade or expand your income-producing capability.

Letters of Credit
Facilitate purchase of goods and/or the guarantee of performance.

Real Estate Loans
Finance income-producing property or provide funds for other business purposes.

Term Loans
Fixed asset or working capital expansion, acquisitions, and more.

Professional Loans and Credit Lines
Practice start-ups, spin-offs, acquisition, or expansion.

Visa Business Credit Cards
Westamerica's Visa® Business Credit Cards have options for all business needs. You can track spending, earn rewards, get cash back and more. Apply for your card at any Westamerica Bank branch location.

Verified by VISA®
Protect your Visa® credit card and Visa® debit card with a secure password for online shopping. All you have to do is register with Verified by Visa® today! Registration is quick, easy, and FREE! To register, just have your Visa credit or debit card handy and click on the Register Now link. In just a few steps, you'll be registered and ready to shop.

Business Overdraft Protection Line of Credit
The Business Overdraft Protection Line of Credit offers overdraft coverage for your business checking account. If your business checking account becomes overdrawn, available funds will be automatically transferred once per day at the end of the day in multiples of $100 (or for the unused portion of the credit limit if it is less than $100) from the Business Overdraft Protection Line of Credit to the checking account. Interest is charged from the date funds are advanced until repaid.

Transfer Fee:
$12 transfer fee for each transfer.
APR: 18%
Interest: Charged from the date funds are advanced until repaid.
Annual Fee: $25

This is a line of credit which is subject to credit approval and requires an application. This is not a commitment to lend and other restrictions apply. Visit your local branch or call us at 1-800-848-1088 for more information and to obtain an application.

Loans & Lines of Credit Links