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FDIC Coverage

Deposit Accounts

Deposit accounts are FDIC insured up to $250,000 per depositor.

• Single accounts = insured up to $250,000
• Joint accounts (equal ownership) = insured up to $250,000 for each owner 
• IRA deposits = insured up to $250,000 per plan depositor
• Accounts that are registered in a Living Trust = insured up to $250,000 per owner, per beneficiary.

For further information about FDIC deposit insurance coverage, visit www.fdic.gov/deposit or call the FDIC at 1-877-275-3342. 

Electronic Deposit Insurance Estimator (EDIE)

If you have more than $250,000 on deposit in the bank, you may have more--or less--deposit insurance coverage than you think. Use EDIE--Online to calculate your FDIC insurance coverage. 

EDIE Estimator links:

English Online Version

- Spanish Online Version