Loans & Lines of Credit

Loans & Lines of Credit

Personal Loans and Lines of Credit

Home Equity Personal Credit Lines (EPCL)

Use an EPCL for home remodeling, education financing, or to pay off higher rate debts. You'll have convenient access to funds by credit line check, telephone transfer, or in your branch.

To apply, call (800) 442-6202.
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. Institution NMLSR ID: 530568. Link to Mortgage Loan Originators

Personal Loans and Lines of Credit

Call Loan Express at (800) 514-1460 and apply over the phone. Answer a few simple questions, and in most cases, you'll know right away if your loan is approved.

  • Auto Loans
    For the purchase or refinance of a new or used car or light-duty truck. Extended repayment terms available.

  • Personal Loans
    For a variety of needs, such as a major purchase or consolidation of debt.

  • Unsecured Personal Credit Line
    Funds are available as you need them, and you pay interest only if you borrow. Convenient access by credit line check, telephone, or in your branch.

  • Stock or Bond-Secured Personal Credit Line
    Lower interest rates than for many other forms of credit. Immediate access by credit line check, telephone, or in your branch whenever you want it.

  • Extra Cash Overdraft Protection Line of Credit
    Extra Cash Overdraft Protection Line of Credit is a revolving credit line which offers overdraft coverage for your checking account. If your checking account becomes overdrawn, available funds will be automatically transferred once per day at the end of the day from the Extra Cash Overdraft Protection Line of Credit to the checking account. The annual fee is $25 and there is a $12 fee for each transfer.

All loans and lines of credit subject to approval.

related resources

Apply for a WAB Credit Card
Save At Office Depot