Personal Savings

Personal Savings

Our savings accounts offer the flexibility of savings for long or short periods of time. Whatever your savings goal may be, you can take advantage of automatic transfers from a Westamerica checking account as a convenient way to grow your savings. Your Community Banker will be pleased to help you select the best account for you.

  • Money Market
  • Regular
  • Certificates of Deposit
  • Retirement Plans
  • Holiday Club

Certificates of Deposit

Lock in your rate for as few as seven days to as long as five years and get peace of mind with our FDIC-insured certificates.

  • If you want to lock in a higher interest rate, specify the term, and choose the frequency of interest payments.
  • No service charge when balance requirements are met.1
  • ​Earned interest with required balances.1
  • Balance can be used as loan collateral.
  • Interest can be sent to you by check, or deposited into your Westamerica Bank checking or savings account.
  • Interest can be automatically reinvested.
1 For detailed information on balance requirements, activity requirements and fees, and customer eligibility, please see ourPersonal Schedule of Fees and Charges and Deposit Agreement and Disclosure.