Personal Checking

Business and Personal Checking

Personal Checking

At Westamerica, you can choose from a wide variety of checking accounts to suit your financial needs. Our account selection ranges from basic banking services to packaged, interest-bearing accounts.

  • Value
  • Interest
  • Signature
  • Premier Plus

Premier Plus

  • An account for those aged 50 or better with valuable membership benefits and services.
  • No monthly service charge. $8.00 Membership Fee.1
  • Enrollment in eStatements; otherwise, $4.00.1
  • Earns interest on daily collected balances of $1,000 or more.
  • Free StarConnect Plus online banking with unlimited bill pay.
  • Payment Card Protection for all your credit, debit and ATM cards in the event of loss or theft.
  • $10,000 Accidental Death and $150,000 Common Carrier Insurance.
  • Free personal size safe deposit box or a $45.00 discount on a larger box for one year.
  • Free standard Westamerica checks.

1 For detailed information on balance requirements, activity requirements and fees, and customer eligibility, please see ourPersonal Schedule of Fees and Charges and Deposit Agreement and Disclosure.